Merchant Programs
Dual Pricing | Cash Discount Program
Stop Paying for Your Customers' Rewards Miles.
Take home 100% of your hard-earned sales. Our Cash Discount and Dual Pricing programs allow you to share the cost of processing with your customers, completely eliminating your monthly credit card fees. Modern savings, honest pricing.
We believe technology should give you more control, not less. Our programs are fully customizable to fit how you treat your customers.
Automated Convenience: The terminal automatically displays the "Cash Price" and the "Card Price," ensuring total transparency for your patrons. You don't have to do any math.
The Power to Choose: Have a loyal regular at the counter? Want to give a neighbor a break? Our systems give you the option to waive the fee at the touch of a button. You decide when to pass the fee along and when to absorb it.
Instant Profit Boost: By shifting the ~3% processing cost to the cardholder, you instantly eliminate one of your largest monthly overhead expenses. That is money you can immediately reinvest into your staff, your storefront, or your family.
Complete Transparency: Customers appreciate honesty. Dual pricing clearly shows the cost of convenience right on the receipt and the screen. There are no hidden surcharges—just a fair, upfront choice between paying cash or using a card.
Beat Inflation: Instead of raising your base prices across the board to cover rising operational costs—which punishes your cash-paying customers—Dual Pricing only assigns the cost of card processing to the people actually using cards.
Interchange Plus Pricing
Honest Pricing. No Smoke and Mirrors.
We believe you have a right to know exactly what you’re paying for. Our Interchange Plus pricing gives you access to direct wholesale rates with a small, fully transparent markup. No hidden tiers, no surprise fees—just a fair shake for your hard work.
Pay the True Cost, Not the Padded Cost.
In the merchant services industry, a lot of companies hide their profits inside confusing "tiered" pricing plans, making it impossible to know what you're actually being charged. We do things differently.
Interchange Plus is the most transparent pricing model in the industry.
Here is how it works:
The True Cost (Interchange): This is the direct, wholesale cost set by Visa, Mastercard, and the card-issuing banks. We pass this cost directly to you with zero padding.
The Plus (Our Markup): This is our small, clearly stated fee for processing the transaction, providing your equipment, and offering our dedicated local support.
You see exactly what the credit card companies make, and exactly what we make. Complete transparency on every single statement.
Competitive Rates That Start Low—and Get Better.
Because we have 15+ years of relationships with multiple processors, we can secure wholesale rates that the massive, national call-center companies won't offer you.
Our Transparent Markup Starts At:
0.25% + 10¢ per transaction.
But we don't believe in a "one-size-fits-all" approach. We still believe in sitting down at the table and negotiating a deal that works for your specific business. If you process high volumes or have a unique business model, we want to review your statement and negotiate a custom rate. Give us a chance to look at your numbers, and we will build a tailored program designed to beat your current processor.
Pay-As-You Go
Process on Your Own Terms. Zero Monthly Fees.
Not every business processes thousands of dollars a day—and that is perfectly fine. Our Pay-As-You-Go program is designed for low-volume, seasonal, or growing businesses. You only pay when you make a sale. No monthly fees, no minimums, no strings attached.
We Grow When You Grow.
Traditional merchant accounts often come with monthly statement fees, gateway fees, and PCI compliance charges. If you only run a few transactions a month, those fixed costs can eat up your hard-earned profits fast.
We believe local entrepreneurs, weekend warriors, and seasonal shops deserve the same cutting-edge payment technology as the big guys, without the heavy overhead. With our Pay-As-You-Go plan, if you don't make a sale this month, you don't pay us a dime. It's that simple
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Straightforward Rates. No Surprises.
Body Copy: We keep our pricing as transparent as a handshake. You simply pay a flat rate depending on how you take the card:
In-Person (Swiped, Dipped, or Tapped)For transactions where the card is physically present is 2.5% + 15¢ per transaction.
Over the Phone or Online (Keyed-In)For manual entry when the customer isn't standing in front of you is 3.25% + 25¢ per transaction.
Your Monthly Account Fees, Statement Fees, and Minimums?
$0.00